| Typical cost |
Fixed fees sized for SME budgets |
Significant daily rates, often beyond small business scope |
No fees, but substantial time cost |
| Who does the work |
Experienced consultants, end to end |
Often mixed, with junior staff on delivery |
You and your team, alongside your day jobs |
| Australian regulatory knowledge |
Built into every engagement |
Strong, but oriented to enterprise clients |
Depends entirely on your own research |
| Speed of engagement |
Typically engaged within days |
Lengthy procurement and onboarding cycles |
Immediate, but at your own pace and risk |
| Objectivity |
Fully independent, no products to sell |
May be tied to broader firm offerings |
Difficult to assess your own business objectively |
| Best suited to |
SMEs, family businesses and sole traders wanting senior advice at fair cost |
Large corporates with complex, multi-workstream programs |
Simple issues you have the time and skills to resolve |